An independent insurance broker in Lincolnshire has been appointed by Lincoln City Football Club. Dallas Scott Davey will be providing independent insurance broking and risk management services to ‘The Imps’, as well as supporting the club as a business partner.

Dallas Scott Davey employs a team of seven from its office at Plowright House on the Riseholme Estate. The firm is headed up by insurance professionals, Ed Davey and Darren Scott, who have almost 50 years combined industry experience.

Dallas Scott Davey is part of the TL Dallas Group, which has 12 other UK offices. Its headquarters are in Bradford, from where the firm also manages Bradford City Football Club’s insurance needs.

Darren said: “As a huge fan of The Imps, it’s a real career highlight for me to be working with the club. Our wider group already has a similar relationship with Bradford City, where TL Dallas has supported the club for more than 45 years.

“Bradford City and Lincoln City have a massive affinity with each other as very sadly back in 1985, during the fire disaster at Bradford City’s Valley Parade, 56 fans lost their lives – 54 from Bradford and two from Lincoln. Many others were also injured, and since then both clubs hold dear the memories of these fans and hold events, like a recent veterans’ match between the two clubs to raise funds in their honour.”

Adam Chantrey, from Lincoln City Football Club, said: “We chose Dallas Scott Davey because Darren, Ed and the team are clearly very passionate about what they do and are based locally to us, so they can provide an in-person and highly experienced service.

“We have a number of complicated insurance risks which Dallas Scott Davey have run through in great depth, to make sure we are covered as comprehensively as possible, and we are confident that we are in safe hands.”

Streets Chartered Accountants covers tax changes, mortgages, Foreign Exchange and more in its latest monthly news roundup. Basis Period Webinar – catch up Streets recently hosted a webinar about changes to the way the self-employed and those in business partnerships are taxed. It aimed to provide a clear understanding of what the basis period is, the recent changes, who it affects, when it takes effect and considerations for those affected. This presentation was recorded and is now available on demand for those who weren’t able to join live. Watch now to catch up.

Podcast: Merch turns tech for enterprising Stuart

This episode of the Streets Sessions features entrepreneur Stuart Maclaren, founder of Fan Merch and Your Print Partner. Still only in his very early thirties, Stuart shares his journey from running a back bedroom business to that today of a leading personalised merchandising business, embracing the latest technology to service the needs of everything from large scale sporting events to bespoke personalised one-off items. Listen now.

Bricks Awards 2023

Streets Chartered Accountants were delighted and proud to sponsor East Midlands Business Link’s Bricks Awards 2023, the Awards serving to highlight the vibrancy of the construction and property sector across the East Midlands. They are also a great showcase for the many businesses and organisations that have undertaken innovative and pioneering projects over the last few years. With Streets’ tax specialism for looking after those in the sector they were delighted to be sponsor of the Overall Winner, with the Award being presented on the night to Chevin Homes by Robin Lee, one of a number of partners across Streets’ practice, who specialise in the property and construction sector. See the winners here.

Mortgage mayhem… time for advice As of 6th October, we have seen multiple lenders fall below 5% interest charged on some fixed rate residential mortgages, with a rate war appearing to break out between the lenders and further announcements being made every day. The consequence is the difficult consideration for clients to decide whether they fix now or try and hold out whilst rates continue to fall. This month the base rate held for the first time after 14 consecutive months of increases, which has been a catalyst for rates falling. This gives cause for optimism of falling interest rates and inflation, which in turn should lead to mortgage rates falling further. Read more. The inflationary challenges of managing a business

Managing a business during a period of high inflation certainly brings its own set of challenges. For some younger business people and perhaps even older ones, this is something that has not been faced before. Perhaps explaining more about what inflation is might not be necessary as we are exercising the effects in our daily lives, but for context inflation is the sustained increase in the general price level of goods and services. It is a complex economic phenomenon that affects various aspects of an economy. Businesses, regardless of their size or industry, are not immune to the far-reaching consequences of inflation. Read more. Do you know the true cost of your FX/Foreign Exchange?

One of the more complex and often overlooked areas for a business to manage is ensuring they know what their international payments are truly costing them. The good news is that help is on hand through Streets Banking & Finance’s long standing partnership with a global Foreign Exchange specialist. In tandem with their specialist’s help, Streets can assist clients with the provision and cost of Foreign Exchange. By completing a complimentary currency health check, Streets will be able to demonstrate whether you are on a ‘good deal’ or if in fact there are savings to be made. Read more.

John Good Group has achieved operational carbon neutrality for all its businesses – John Good & Sons, Good Travel Management, Dan Shipping & Chartering, TEPS, and Bay Shipping.

The 190-year-old family business was supported by leading audit, tax and consulting firm RSM to measure and report the carbon footprint for 2022 aligned to the Greenhouse Gas Protocol and their Quantis tool for Scope 3 emissions. Adam Walsh, Chief Exec of the John Good Group, said: “It’s an important first step for the Group to achieve operational carbon neutrality, and I’m proud of the team that has worked on this. It’s something we’re all passionate about, but we’re fully aware we have a lot more to do. For our non-operational scope 3 emissions, which are more than 100 times greater than our operation emissions, we’re engaging with both customers and suppliers to look at solutions that are on the horizon and how they might meet our customer needs. A good example of progress in this area relates to the emissions relating to the flights we book in our travel business on behalf of our customers. We’ve introduced carbon insight at the point of booking for our customers, and all our team has undertaken sustainability training led by travel sustainability experts, Responsible Futures.” Walsh continues, “Reduction is our focus now, and whilst it might be our reality for several years yet, we know reliance on carbon offsets is not the answer to the climate problems we’re facing or to be relied upon by the Group for the answer to our responsibilities. Our businesses operate in industries that have material impacts on the environment, so reducing carbon output is essential. Our view is a pragmatic one, however, and we believe by engaging and collaborating within these industries, showing leadership and working with others to make a difference, we have the opportunity to challenge and influence the wider industries we operate in to help shape a greener future.” Achieving operational carbon neutrality is one of many steps in John Good Group’s sustainability journey. The Group has rolled out carbon reduction programmes across each of its businesses, including renewable energy generation, the introduction of Hybrid and EV vehicles, a review of suppliers, and the development of several people focussed initiatives aimed at carbon-contributing factors such as commuting miles. The reduction initiatives will continue at pace over the coming years to ensure the business is reducing its emissions as much as possible. However, the Group’s largest carbon-producing business, TEPS, is constrained by the pace of the industry’s technological developments. Progress on new fuelling solutions is slow and the availability of suitable vehicle alternatives is still several years away. Frustratingly for the Group, additional solar energy generation is also being limited by the national electricity grid – which is currently prohibiting the business from exporting surplus solar energy, which it could generate by making extra investment into solar panels on its warehouses. These are issues the Group hopes will diminish over the coming years. To offset the Group’s residual emissions for 2022, John Good Group partnered with Climate Impact Partners to purchase carbon credits. Working together, the two teams selected initiatives that make significant contributions to the communities they serve while also addressing the global issue of climate change by avoiding and reducing carbon emissions. The projects selected include Rural Clean Cooking in India, Rimba Raya Biodiversity Reserve REDD++ in Indonesia, Mudbrick Rocket Stoves in Malawi, and Degraded Grasslands Afforestation in Uruguay. James White at Climate Impact Partners explained: “Our collaboration with John Good Group is about delivering action on climate change and creating a more sustainable world. We worked together to identify projects that truly align with their ethos and support the UN’s SDGs in the most meaningful way.” These projects align with the following UN Sustainable Development Goals that John Good Group has committed to: No Poverty (SDG 1), Good Health and Wellbeing (SDG 3), Affordable and Clean Energy (SDG 7), Decent Work and Economic Growth (SDG 8) and Climate Action (SDG 13).  

Less than 18 months since its launch, Goole’s £8.1 million RaisE Business Centre is now more than 60 per cent occupied by tenants from a broad cross-section of industries, and construction work on a second phase of development is due to start early next year.

This follows the announcement that the University of Birmingham, supported by Siemens Mobility, has been awarded £15 million by the UK Research Partnership Investment Fund to establish a new world-leading railway research and innovation centre next to Rail Accelerator for Innovation Solutions and Enterprise. Both developments form part of the new Siemens Mobility Rail Village being established at Goole, which is set to create at least 1,000 jobs. RaisE Business Centre opened in April 2022, offering dedicated office, workshop, meeting and conference space set across three floors and extending to 3,200 square meters. It also houses an onsite café, which is operated by Feast 78 and serves business based at RaisE, as well as the wider community. The second floor of the building is occupied by Siemens Mobility, which was the catalyst for the development of Goole Rail Village when it announced that its new £200 million rail factory would be located in the East Yorkshire town. The manufacturing site is situated directly opposite RaisE Business Centre and will create up to 700 new jobs when it starts building trains for the UK market next year. RaisE Business Centre was developed by East Riding of Yorkshire Council using grant funding of £1.5 million from the European Regional Development Fund (ERDF) and £1 million from the Getting Building Fund, facilitated by the Hull and East Yorkshire Local Enterprise Partnership. Since its launch, RaisE has attracted small to medium enterprises (SMEs) from a variety of different sectors. The following tenants now have a presence within the centre:

• Pace Technology UK, leading suppliers of vehicle tracking, GPS tracking, telematics, vehicle security, in-vehicle cameras and reversing systems.
• First Avenue Training, specialists in delivering childcare and teaching assistant qualifications through work-based learning.
• CWE, an independent supply, maintenance and logistics partner to the rail industry.
• Argyll Drummond Financial Services, an independent mortgage and insurance brokerage.
• CNC Recycling, a nationwide UPVC window recycling specialist.
• Bel Esprit Social Care, a family-run business providing residential support to working age adults with mental health needs and/or learning disabilities.
• DFDS Logistics Limited, a transport and logistics company.
• Sure Healthcare, a provider within the healthcare and social care setting.
• K&K (UK), a distributor of fasteners, industrial fixings and parts to a number of industries, including the rail industry.
• Business Daily Group Limited, a multi-disciplinary marketing, communications, publications and advisory business.
• Fox Red Wealth Management Ltd, a wealth management company.
• 21 Transport Ltd, a transport services business.
• HandB Commercial Projects Ltd, a principal contractor operating across the UK.

Councillor Anne Handley, leader of East Riding of Yorkshire Council said: “It’s wonderful to see so many businesses making use of the impressive facilities on offer within RaisE, which has quickly established itself as a real hub of commercial activity. “With a second phase of development expected to get underway at the Rail Village later this year, I’m delighted that Goole is one of just two sites in the country to have been chosen to be the home of world-leading railway research and innovation facilities. This exciting and significant project will create many jobs in the research and development sector, including administrative and office roles, as well as technical jobs. It will also give the next generation the opportunity of a brighter future in innovation and technology in rail.”