Leeds BS and L&C Mortgages accelerate mortgage applications with open banking

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Leeds Building Society and L&C Mortgages have launched an open banking pilot to streamline the mortgage application process. By connecting to Experian’s open banking platform, the two organisations can access applicants’ financial histories automatically, eliminating the need for traditional bank statements.

This approach allows clients to share their financial records directly, outlining income and regular payments. This shift not only speeds up the application process but also reduces the administrative load for brokers and clients. Following the success of the pilot, Leeds Building Society is set to expand the initiative to other intermediary partners, aiming to optimise the mortgage journey further.

The pilot demonstrates how digital innovation and collaboration can simplify complex procedures. With a growing demand for efficient, real-time financial solutions, open banking is proving to be a game-changer in the mortgage sector. Both Leeds Building Society and L&C Mortgages are now looking to scale the use of this technology, offering a faster, more transparent experience for both brokers and customers.

Diplomats strengthen ties with UK businesses to drive economic growth

A fresh initiative is underway to connect British businesses with global markets, as UK diplomats embark on a nationwide tour aimed at strengthening regional ties and promoting economic growth. Under the Government’s Plan for Change, ambassadors and high commissioners are travelling across the UK to meet with local leaders and entrepreneurs, identifying opportunities for trade and investment. This marks the first time such a diplomatic roadshow has taken place.

The roadshow, which began in June and will continue into autumn, focuses on enhancing relationships between UK regions and key international trade partners. The initiative aligns with the Government’s industrial strategy and includes sectors such as clean energy, life sciences, defence, and digital tech. Senior diplomats have been tasked with harnessing regional expertise to unlock growth potential for UK businesses abroad.

The roadshow has already made significant stops in areas like South Yorkshire, Greater Manchester, and South Wales, where diplomats are engaging with local businesses, research institutions, and government bodies. Key visits have included meetings with steel manufacturers, universities, and technology companies, aimed at fostering new partnerships and attracting foreign investment.

This effort underscores the Government’s commitment to positioning the UK as a global leader in business and innovation, with a particular focus on regions outside London.

Businesses challenge BID levy despite legal threats

A dispute has arisen over the Business Improvement District (BID) levy in Spalding, with a group of business owners refusing to pay the charge. The BID, which was created following a local vote in July 2024, aims to fund town centre improvements and increase foot traffic. However, some businesses argue the vote was flawed due to missing ballots and have vowed not to pay the levy.

The levy is calculated based on a business’s rateable value, meaning larger businesses contribute more. Despite the backlash, South Holland District Council has defended the process, asserting the vote was legally conducted and in line with national guidelines.

Small business owners, including photographer Julian Wheeler and beautician Macie Harman, are among those opposing the BID. While Wheeler has expressed his intent to challenge the legality of the vote, Harman has opted to pay the levy to avoid further costs, but still plans to fight the BID’s validity.

The council has maintained that the ballot and levy collection process were fair and properly managed, with strict oversight from an electoral services provider and the returning officer. Recovery actions have been handled in accordance with national regulations, with the council standing firm on the legitimacy of the levy.

Management buyout completes at Sheffield digital agency

A management buyout (MBO) has been completed at Evoluted by two long-standing employees, Giorgio Cassella and Sam Biggins. This move ensures Evoluted’s continued independence and empowers its new leaders to unleash their ambitious vision for the agency.
Founded in 2006 by Ash Young and Gareth Davies as a web development service for local businesses, Evoluted has become a full-spectrum digital powerhouse. A team of 25 delivers bespoke development, design and UX, and digital marketing solutions to an international client base. Operating from a Grade II listed building in the heart of Sheffield, with remote employees spanning the UK, Evoluted is on track to surpass £2.2m in revenue this year.
Biggins, who joined Evoluted in 2012 as graduate software developer, before taking a brief step into the world of tech before returning as head of development in 2016, said: “I’m incredibly excited about Evoluted’s future as we enter our milestone 20th year in business. “We’ve got a world-class team packed with talent who genuinely operate as partners, not contractors, and a strong culture of people over profits backed up by our B Corp certification and the ongoing work we do to create positive impact for our people, our clients, our communities and the environment. “Our power lies in bringing together talent across the digital spectrum and working across sectors – pulling concepts and ideas from different industries to enhance clients in others creates phenomenal value. We’ve created a melting pot of expertise which forges new connections to drive real business transformation and fits in perfectly with our Steel City heritage.” Cassella joined Evoluted in mid-2018 from a Sheffield edtech startup, initially working in technical SEO before becoming head of marketing in 2020. Together, the duo stepped into joint managing director roles in 2022. The buyout was facilitated with support from Martin Dean of Gravitate Corporate Finance and James Burdekin of MD Law.

Leeds introduces new funding programme to support business innovation and growth

A new funding initiative has been launched in Leeds to support innovation and business growth, backed by the Government through the UK Shared Prosperity Fund. The programme, administered by Leeds City Council, will provide grants between £25,000 and £50,000 to support local organisations running knowledge-sharing projects.

The aim is to help businesses, entrepreneurs, and innovators across Leeds maximise their potential through tailored business guidance, mentoring, and training. The grants will be available for both innovation-focused projects, such as those in AI and technology, and general business support projects targeting all sectors.

The funding is designed to benefit both established businesses and those in the early stages, as well as aspiring entrepreneurs. The intention is to equip participants with skills and networks to succeed in the competitive digital and tech industries.

The long-term goal of the programme is to foster innovation that will contribute to a healthier, greener, and more inclusive city. It also aims to enhance Leeds’ appeal to external investors by highlighting the city’s strengths in innovation.

Applications are open until July 27, with projects required to be completed by March 31 of the following year. The funding programme is expected to create opportunities, drive growth, and improve investor readiness for businesses across the region.

New workspaces in York foster business growth and collaboration

York is seeing an influx of new office space providers as the city continues to attract entrepreneurs, freelancers, and remote workers. Among the recent additions is Patch York, which opened six months ago in the Bonding Warehouse building in Skeldergate. The flexible workspace is the fifth location in a national chain, marking its first northern England venture.

Patch York offers a range of workspaces, including hot-desking, private offices, and meeting rooms. It currently accommodates 250 members, with plans to expand by adding 50 more spaces when the first-floor area is converted later this year. Most members have transitioned from home offices rather than relocating from other businesses, with many working in creative, tech, or eco industries.

The City of York Council has played a key role in supporting the success of new workspaces like Patch. Their Economic Growth Team has provided crucial advice during the planning phase and connected businesses with potential clients, local suppliers, and partners. The council continues to support ongoing operations by facilitating networking opportunities and local events.

Patch is not alone in contributing to York’s growing appeal as a hub for remote workers and small businesses. Wizu Workspaces is also set to open at East Coast House later this summer, offering private offices, coworking spaces, and meeting facilities for businesses of various sizes.

York’s vibrant culture and strong transport links make it an attractive destination for remote workers, with local efforts driving the creation of workspaces that encourage collaboration and innovation.

Scotch Corner Designer Village opening delayed to 2027

The long-awaited Scotch Corner Designer Village, a luxury retail park near Richmond, has once again pushed back its opening. Now set for spring 2027, this marks a significant delay from the original plan, which aimed for a 2018 launch.

The developers, Scotch Corner Richmond LLP, have reported that half of the first phase of construction is complete, with work on the second phase slated to begin in September. The project aims to create over 1,300 jobs and become a major retail and leisure destination, drawing an estimated four million visitors annually. Retailers including Monsoon, Lindt, M&S, Calvin Klein, and Levi’s have already committed, with 82% of units leased.

The development is set to feature local artisans and incorporate sustainable design, including more than 250 electric vehicle charging stations. Upgrades to the local power infrastructure are underway to support the site’s future needs.

Concerns about delays have centred on the nearby A66 roadworks, necessary for the outlet’s access. Road widening and additional exits are required, with National Highways confirming the work will be completed ahead of the planned opening in 2027.

Work on energy efficient homes starts in Yorkshire village

Construction of new affordable homes in a Yorkshire village that will feature an energy saving solar power battery storage system, has started. The move sees affordable housing developer Adderstone Living onsite in the village of Swinton, north of Malton, where a mix of one, two, three and four-bed houses and bungalows are under construction for northern housing association Karbon Homes. The 20 homes, which will be available for a mix of tenures, including affordable rent, shared ownership and Rent to Buy, are the first where Karbon has included communal solar power battery storage for all the properties. When completed in summer 2026, all the properties will be linked to the system, enabling residents to store any surplus energy generated by the solar PV panels on the roofs for use at a later time. Zoey Hawthorne, assistant director of development delivery for Karbon Homes, said: “It’s great to see work getting underway on this rural flagship scheme for us, the first where all our homes will benefit from battery storage. “When the cost of living is high, providing homes that are not only affordable for local residents in terms of rent, but utilise technologies that have the potential to help customers save on their utilities bills, has never been more important. “We hope these new homes, designed to meet the needs of residents wanting to move to, or stay living in the village, will play a role in helping the community thrive.” Alongside benefitting from the battery storage, all the homes aim to achieve an Energy Performance Certificate rating A and will include enhanced energy efficiency measures, including air source heat pumps and EV charging points. Stephen McCoy, managing director of Adderstone Living, said: When complete, this groundbreaking scheme will be a valuable asset to the village and wider community. Beyond bricks and mortar, we’re also delivering broader community benefits as part of the development. “Social housing is rightly back in the spotlight, with a growing recognition of its vital role in building resilient communities. We’re pleased to be playing our part in this renewed focus delivering high quality, innovative homes that balance affordability, sustainability and long-term value. “The need has never been greater, and the sector must continue to respond with purpose in places where people truly want to live and thrive.” The development has been part funded through Karbon’s strategic partnership with Homes England, which provided the housing association with £181m in funding to deliver 2,324 new affordable homes across the North East and Yorkshire by 2026. Karbon has committed to delivering 10% of these new homes in rural communities such as Swinton.

Hull project appeals for help from regional business community to increase support for young entrepreneurs

A youth enterprise project in Hull is appealing for help from the regional business community to increase the support for young entrepreneurs who are trying to turn their ideas into action. Hull City Council’s Youth Enterprise Team is looking to add to its network of business mentors to help young entrepreneurs aged 16 to 29 who are current or former participants of its Making Changes for Careers programme (MC4C). Current mentors are sharing positive messages about their experience, including the two-way learning process which is bringing benefits for all concerned. In addition the nationwide Micro Biz Alliance has endorsed the mentoring project which is aiming to recruit people who can offer business and personal mentorship. Ian Cass, chair of the Micro Biz Alliance, said: “Business owners and in particular young start-ups value the expertise and experience they gain from having a mentor as part of their start-up phase and beyond.” Helen Gill, owner of HelloU Marketing, highlighted her work with Harrison McLauchlin, whose business HKMA Media is trading as EZ-Biz. Helen said: “Mentoring is one of the most fulfilling ways to give back, and the impact you can have on someone’s journey is huge. You’ll also grow and learn alongside your mentee, making it a truly enriching experience.” Rob Daysley, Founder of Designs Signage Solutions in Hull, said he aims to share practical knowledge, offer encouragement, and help young people navigate the ups and downs of their entrepreneurial journey. He said: “It’s more than just giving advice – it’s about building meaningful relationships, fostering growth, and being part of a community that empowers young people to reach their full potential and make a lasting impact. “Mentoring young entrepreneurs at MC4C has been an incredibly rewarding experience. Supporting passionate and driven individuals as they develop their ideas and grow in confidence is both inspiring and fulfilling.” Glenn Smurthwaite, Managing Director of PBS Construction, is new to mentoring and sees parallels with his company’s training programmes. He said: “I offer to meet up with participants in person or talk over the phone. I want to help them progress in the correct way with the right quality of work, honesty and have integrity. “It’s about passing on knowledge to others. Everyone has to start somewhere and it’s good to see younger people progress. As a company, this is the ethos we create with apprentices too. It’s a privilege to be asked to be a mentor.” Ian said the Micro Biz Alliance first became aware of Hull City Council’s commitment to offering a mentoring service to young entrepreneurs during Covid when, through working with the John Cracknell Youth Enterprise Bank, the Council recruited nearly 100 mentors to support the hundreds of young entrepreneurs who were part of the #ExcludedUK community in Hull. He said: “If you’re a current or past business owner or just want to give general support to young people on their business journey I’d urge you to get in touch with MC4C as you can make a huge change to young entrepreneurs starting out.” Amanda Brockwell, Youth Enterprise and Micro Business Advisor at MC4C, is the key contact for potential mentors. She said: “We have two levels of mentoring which business people can apply to assist with, and it doesn’t have to involve committing a lot of time. A business or wellbeing mentor gives ongoing support over the phone, via Teams or in person on a weekly check-in basis. It might be a quick half an hour chat and check-ins for five minutes, or you may wish to meet monthly for a cuppa in a public place. “Being an entrepreneur can be very lonely so wellbeing support is also vital for some, whilst others will only require a business mentor. Giving back and helping others on their journey is extremely rewarding.”

Specialist furniture business secures grant

A Saltaire business which produces and manufactures bespoke furniture, props and sets has purchased new equipment following a grant from the Shipley Towns Fund. John Driscoll, also known as ‘Ginger Maker’, is a designer and maker who, as well as running his own practice, has also co-founded ‘Drewit Studio,’ a specialist set design and prop making company. The £4,080 grant – alongside further investment from the business – meant John could buy a new ‘Spartan 1325’ CNC Machine. The machine automates some of the production process, allowing the business to produce furniture at a faster rate. John will also be offering CNC services to anyone in the local area and beyond. He explained: “Since I launched, it’s been a privilege to create custom pieces for a growing range of clients. The new CNC machine will enable me to be more efficient without any compromise on standards and to take on more work. Ultimately the investment means one day I can look to expand my operation. It’s exciting to see what the future holds.” Bradford Council’s portfolio holder for regeneration, transport and planning, Alex Ross Shaw said: “Ginger Maker is based at Salts mill in Saltaire, an area already thriving with creative talent and which boasts a wonderfully supportive artistic network. The success and growth of specialist, creative and skilled businesses like this is something for us all to take pride in.” Chair of the Shipley Towns Fund, Gill Thornton added: “It’s so positive to see how this funding is making such a significant positive impact for local businesses. “Grants ranging from £1,500 to £315,000 are still available for businesses within – or looking to move to the Shipley Towns Fund area. The Ginger Maker is a great example of the success of our thriving business community and others are welcome to apply for both funding and to access support.”