Ultimate Finance has raised its maximum invoice finance facility from £7 million to £10 million, expanding its support for larger SMEs seeking flexible working capital solutions.
The asset-based lender stated that the move follows recent adjustments to its pricing strategy and an expansion of its cash flow loan offering, both aimed at enhancing its competitiveness in the mid-market lending space.
The firm has reported vigorous activity so far in 2025, completing 60 working capital transactions in the first five months of the year. April and May marked record highs for deal volume and value over the past five years, signalling sustained momentum in demand.
The increase in facility size is expected to strengthen client retention and extend lifetime value, with the business reporting an average client tenure of eight years. Ultimate Finance is positioning the uplift as a strategic lever to deepen relationships with growing clients while reinforcing its presence in the asset-based lending market.
With a service model built around personalised, high-touch delivery, the firm continues to target businesses looking for tailored cashflow solutions amid shifting economic conditions.